Protect Against These Christmas Setbacks

As wonderful as it is, Christmas can also be very draining- especially if you’re the person that has to make sure everything runs smoothly. There’s so much to organize and think about, and when it’s difficult enough already experiencing a setback can put a major spanner in the works. Here are a few things you should work to protect against this year to ensure a safe and happy Christmas.

Trouble With The Law

Even the most law abiding citizen can do something silly from time to time, and unfortunately, this could lead to a criminal charge. Too much alcohol could lead to bad decisions being made and even run-ins with the police. The trouble with this is even minor blemishes on a criminal record can stop you getting certain jobs, and have a dramatic impact on your life. Scheiner Law can help where others fail in freeing you from DWI complications, so if you have made a mistake it doesn’t have to be the end for you. But be aware that drinking alcohol over Christmas can make you act out of character. Knowing when to stop or at least having a sensible, sober friend to look after you and stop you getting into trouble is helpful.

Image Credit: picjumbo.com (Pexels)
Image Credit: picjumbo.com (Pexels)

Christmas is an expensive time of year. There are gift lists as long as your arm to plow through. There are outfits needed for Christmas parties, travel to see friends and relatives and food to buy. Top that off with postage, decorations, and festive activities and it’s easy to understand why many of us struggle financially. On top of all of this, our regular bills still need to be paid too- sadly they don’t stop just because it’s Christmas! There are a few ways you can prevent yourself from getting into trouble with money. First, starting early is always helpful. It’s too late to take advantage of that now, but next year begin early, and it allows you to spread the cost better. This means buying non-perishable food items and gifts over the course of months and weeks instead of leaving it all until December. Next, pay your normal household bills before spending anything significant on Christmas. This means that you don’t overspend and miss payments since you’ll then be playing catch-up in the new year. Missed payments will also affect your credit score, and it’s not something you want to do for one day of the year. Finally, set a budget and stick to it. Work out what you’ll be spending on gifts for each person and don’t go over this amount. The same applies to food, travel and everything else. That way you stay in control.

Scams

Fraudulent websites crop up often at this time of year, and they know people will be shopping furiously for Christmas gifts. Make sure that in your haste you’re not clicking on anything dodgy, as losing your money on something like this could massively impact your Christmas. Always use a secure payment method like Paypal, that way if anything does go wrong you will be able to get your money back. And if something looks too good to be true, it probably is. So keep your wits about you.

 

 

*This post was submitted on behalf of PennyMindingMom.com.

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